Energy & Financial Insights Dashboard

Independent retrofit guidance for a warmer, greener home

Section 1

Key Performance Indicators

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Calculation Method:
Calculated on a standard 120m² Irish home upgrading from BER G to B2.
• Home Heating Oil: €1.20 / Litre
• Day-rate Electricity: €0.38 / kWh
• Thermal Demand Drop: ~65%
Heating Bill Reduction
€2,100 / yr
Based on G → B2 Upgrade
Estimated annual fuel savings when following recommended fabric-first insulation + heat pump roadmap.
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Irish Carbon Tax Schedule:
• 2026: €64.50 / tonne CO₂
• 2028: €80.00 / tonne CO₂
• 2030: €100.00 / tonne CO₂
Un-retrofitted homes face compounding annual fuel tax increases.
Carbon Tax Impact (2026–2030)
+€480
Cumulative Avoided Tax
Projected cumulative Irish carbon tax liability saved over 5 years by executing a deep retrofit shield.
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Cost per Energy Saved:
• Attic: €1.20 / m² · yr
• Pumped Cavity: €1.80 / m² · yr
• Heat Pump: €4.50 / kWh · yr
• Solar PV: €2,100 net cost ≈ €750 / yr offset
BER Jump Cost Efficiency
Attic €1.20
🏆 ROI Leader (/m²·yr saved)
Pumped Cavity €1.80/m²·yr • Heat Pump €4.50/kWh·yr • Solar PV €2,100 net cost ≈ €750/yr offset.
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Simple Payback Period:
Compares net out-of-pocket investment (after SEAI grants) divided by annual energy savings.
ROI Highlights (Payback)
Solar PV (3.8 yrs) 90%
Attic Insulation (4.2 yrs) 82%
Cavity Wall (5.5 yrs) 68%
Heat Pump (8.1 yrs) 45%
Section 2

Agent Decision Formulas

1

Net Out-of-Pocket Cost Formula

NetCost = TotalContractCost - SEAI_Grants(Measures) - TaxCredits(Year)
Explainer: The AI Agent calculates your net investment by deducting eligible SEAI grant caps (e.g. €1,500 attic, €1,700 cavity wall, €6,500 heat pump, €2,100 solar PV) plus applicable Home Renovation Incentive or green tax relief from the gross installer quote.
2

Annual Energy Savings Formula & Interactive Simulator

AnnualSavings = FloorArea_m2 * (BER_Baseline_kWh - BER_Target_kWh) * FuelTariff_Euro_kWh
Simulate Home Floor Area: 120 m²
Projected Annual Savings:
Based on upgrading G-rating to B-rating (Simplified May 2026 BER Scale)
€2,160 / yr
3

Simple Payback Calculator

PaybackYears = NetCost / AnnualSavings
Simple Payback Period:
🚀 High Efficiency ROI
4.0 Years